privacy policy privacy policy

How it Works

Cash Lady is built entirely around you.

Payday loans are short term loans that are based on your payday. That's why they're for small amounts - they're not for new cars or deposits on houses. They're for the smaller things. Like avoiding a charge on an overdue bill or when you need to get an emergency plumber. It can be horrible having to deal with things like that, but you can get extra help in dealing with small cash-flow problems with Cash Lady.

Here's all you need to do

Just fill in a short application form. It shouldn't take more than a couple of minutes, and it's basic information that you should have easily to hand. Contact details for work and home (don't worry - we'll never discuss your loan with anyone other than you), salary details and banking details.

You'll then get sent a quick decision. If you're approved, you'll be sent a loan offer by the lender. It'll usually be for around 28 days, and you'll probably be asked to pay back around £29 on top of each £100 you borrow. It can vary a bit from lender to lender, but you'll be under no obligations to accept the offer.

If you accept the offer, the cash will be put straight in your account. It'll usually take less than 24 hours and can be as little as an hour.

Easy repayment method

Don't worry about sending cheques or calling up to make payments. When you apply, you give your payment details. This information is used to find a convenient day for you to repay, and the cash is withdrawn in one easy payment. Other than making sure the money is in your account, you don't need to do a thing. For more on payment methods, please see our FAQs.